Attention homeowners: Real estate appraisal services for in La Crosse and La Crosse County

Here are the top reasons WI homeowners call on Wilson Appraisal Service:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a WI divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Need help deciding the price of your house in or near La Crosse, WI?
Contact Wilson Appraisal Service.

At Wilson Appraisal Service, we understand the special needs of a homeowner looking for appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. Being a regular person not in the real estate industry that most likely doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Wilson Appraisal Service, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Wilson Appraisal Service is experts in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Wilson Appraisal Service is your number one weapon.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Wilson Appraisal Service can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a professional double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Wilson Appraisal Service offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Wilson Appraisal Service can We can assist you. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.